AI CFO
AI CFO sees the money.And the cash gap in advance.
Reports are put together in Excel once a month, when it's already too late. AI CFO takes bank statements and 1C data every day, builds P&L, cash flow and plan vs actual, and warns you about a cash gap in advance.
Problem
Money is visible only after the fact
A report once a month
P&L and cash flow are assembled by hand, and decisions come late.
A cash gap is a surprise
You learn about a shortfall on the day of payment.
Receivables hang around
Customers owe money, shipments continue, and nobody reconciles.
How it works
Banks and 1C → reports every day
What we connect
- Banks: T-Business, SberBusiness, Tochka, Alfa-Business, Modulbank, read-only
- 1C (OData, UT)
- Import from xlsx
What the AI employee does
- Assigns transactions to categories and builds cash flow
- Builds P&L and the balance sheet
- Compares plan and actual, explains deviations
- Builds a payment calendar and a cash gap forecast
- Shows receivables and the largest debtors
What the owner sees
- P&L, cash flow and plan vs actual on one screen
- Date and amount of a possible cash gap
- KPIs: margin, CPL, CAC, channel ROI
Step by step
How to turn it on
Connect your bank
Statements, read-only.
Connect 1C
Sales, balances, settlements.
Categories and plan
AI CFO proposes categories; the plan can be uploaded from xlsx.
Every day
Reports refresh, and risks come as a signal in the AI assistant.
Result
Money decisions made before, not after
Illustrative calculation: plug in your own numbers and X-ray will calculate them from your data.
- 3 weeks aheadcash gap warning
- −25%profit deviation from plan, with the cause
- 1.2M ₽debts older than a month, in a list
In industry scenarios
Where this is a step of the end-to-end scenario
- RetailFrom ads to repeat purchaseAdvertising → Product questions → Order and payment → Wholesale and quotes → Receivables → Stock and margin → Repeat purchase
- Services and agenciesSelling services by phoneAcquisition → Requests and briefs → Negotiations → Project → Development → Payment → Repeat projects
- Real estateFrom expensive lead to dealAdvertising → Requests → First reply → Calls and viewings → Long cycle → Money → Follow-up
- HoReCaFrom booking to repeat visitAdvertising → Requests → Banquets → Order and payment → Manager calls → Money → Repeat visit
Questions
Frequently asked questions
All questions about ChatNeuronWhich banks can be connected?
T-Business, SberBusiness, Tochka, Alfa-Business and Modulbank, read-only for statements. AI CFO does not send payment orders.
Do we need 1C?
No: cash flow is built from the bank. 1C adds sales, cost of goods, balances and settlements, which feed P&L, margin and receivables.
How do I set the plan?
Upload a budget from xlsx or set it by category in your account. AI CFO compares it with actuals and explains the deviations.
Hire an AI CFO
Connect your bank and cash flow is built right away; P&L follows once 1C is connected.